Lightspeed Finance
Lightspeed Finance
Offering you a wide range of Financial Products
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    • What We Do?
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    • Short Term Finance
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Scenarios

What We Do?
  • What We Do?
  • Who We Help?
  • Scenarios
  • Our Processes
Scenario: No Financials

A small business owner wished to purchase stock for the Entity. Financials were not up to date and borrower could not access bank funds. Lightspeed Finance provided a loan secured by second mortgage over the residential property of the business owner within days. The Applicant settled Lightspeed Finance via a refinance of the residential loan once the business financials were completed. Lightspeed Finance assisted the applicant during the refinance process.

Scenario: ATO Debt
The client needed to avert legal action by the ATO due to unpaid tax assessments. The refinance process through his existing bank loan would not meet the time deadlines imposed by the ATO. Lightspeed Finance provided a 3 month bridging loan facility, secured by second mortgage, to pay out the ATO and was settled by the refinance of the loan (with the assistance of Lightspeed finance during this process).

Scenario: Business purchase deadline
The client had to settle on a business purchase and his bank did not approve the transaction in time. The client's transaction was at risk and he approached Lightspeed Finance with a week to go to settlement date. The bridging loan was approved using a second mortgage over his residence and the client settled on time. Business finance approval took a further two months and Lightspeed Finance was paid out.

Scenario: Urgent cash requirement
The borrower required $200,000 as part payment for a shipment of stock. The client approached Lightspeed Finance with a requirement for funds. The transaction was approved with first mortgage security, documented by special arrangement with solicitors over the weekend and funding was provided to meet the client's deadline. The client refinanced the first mortgage with a bank two months later and settled the Lightspeed loan.

Scenario: Completion of a Property Development
A consortium of borrowers had secured significant lines of bank funding for the construction of a block of apartments secured by the development property itself. One of the bank's further security requirements was the provision of a $ 1 million cash deposit to cover the risks of cost overrun on the project. The consortium was able to offer Lightspeed Finance a combination of first and second mortgages over their various properties and the cash lodgement was made. The project was completed on time and in budget and the loan settled out of the financing of the completed development by a bank.

Short Term Business Loans:
Short term business loan can be applied whenever your business experiences any short term cash shortfall. Funding to bridge any short term cash gap can be gained upon approval, and directed into your nominated account exceptionally allowing you to rectify any impeding situation.

Short Term Business Loans:
Short term business loan can be applied whenever your business experiences any short term cash shortfall. Funding to bridge any short term cash gap can be gained upon approval, and directed into your nominated account exceptionally allowing you to rectify any impeding situation.

About Lightspeed Finance

Lightspeed Finance are Australia's leaders in short term business and investment finance.

Having built a reputation as a short term specialist we work with clients to tailor a suitable short term loan for all business needs.

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Finance Products

  • Short Term Finance
  • Bridging Finance
  • Second Mortgage Loan Finance
  • Corporate/Business Finance
  • Low Doc Commercial Loans
  • Mezzanine Finance
  • Property Development Finance
  • Construction Finance
  • Residential Home Loans

Lawyers & Accountants

  • How We Can Help Your Clients
  • Strategic Action Prior to Insolvency
  • Introducers Agreement Form
  • Referral Partner Testimonials

Head Office

Lightspeed Finance & Corporate Advisory,
Suite 202, Level 2
25 Gipps Street, Collingwood
Victoria 3066 Australia
Australian Credit Licence
#433524
info@lightspeedfinance.com.au
+1300 133 406 (Phone)
03 86 92 0513 (Fax)
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